Can I Get COBRA on My Spouse's Health Plan After Their Death?
your spouse has passed away, and you are listed as a beneficiary of his or her healthcare plan, then under the law you have a right to continue receiving healthcare with your spouse’s health plan. The Consolidate Omnibus Budget Reconciliation Act of 1985 gives individuals the right to continue their group health insurance if coverage is lost due to a specific qualifying event.
Can I Get COBRA on My Spouse's Health Plan After a Divorce
According to the CDC, nearly 4 marriages out of every 1000 end in divorce. If you have unfortunately found yourself in that category, and are covered under your former spouse’s group insurance plan, the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 gives you the right to continue your healthcare coverage.
I Just Went On Disability - What Are My Health Coverage Options?
Becoming disabled can be a life changing event. You have many health coverage questions, with some answers better than others. If you become disabled while on COBRA coverage, or are already disabled when you become qualified for COBRA coverage, you should be aware of your options.
What If My Child Becomes Too Old for My Employer's Health Plan?
As your children get older, they become ineligible for your employer’s health plan. One way that the Affordable Care Act (ACA) has changed this is to increase the age at which children become ineligible for group health plans to 26.
Platinum Level Marketplace Plans
The Patient Protection and Affordable Care Act created four metal level categories of insurance plans for consumers to choose from through state healthcare marketplaces, also called exchanges. Of these, platinum plans will have the highest monthly premium and be the hardest to find.
Bronze Level Marketplace Plans
The bronze plan is one of four metal categories of insurance plans created by the Patient Protection and Affordable Care Act (ACA) and available through the healthcare marketplace.
Silver Level Marketplace Plans
The silver plan is one of four metal categories of insurance plans created by the Patient Protection and Affordable Care Act (ACA) and available through the healthcare marketplace. Silver plans cover the same ten basic health benefits as all plans available on the marketplace.
Gold Level Marketplace Plans
The gold plan is one of four metal categories of insurance plans created by the Patient Protection and Affordable Care Act (ACA) and available through the healthcare marketplace. Gold plans, like all plans available on the healthcare exchanges,...
Should I Wait to Repsond to My COBRA Notice?
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) gives individuals the right to continue their group healthcare coverage that would otherwise be lost due to a specific qualifying event. Qualifying events include termination of employment or reduction in work hours, divorce, death of the employee, the employee becoming qualified for Medicare, or a dependent ceasing to be considered a dependent under the terms of the health plan.
Does COBRA Work Life My Exiting Health Plan?
The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 provides for the temporary continuation of group healthcare coverage that would otherwise be lost due to certain qualifying events such as job loss or reduction of work hours. When you become eligible for COBRA continuation coverage, you will receive an election notice from your health plan outlining everything you need to know about your options, including how long your continuation coverage will last, how you pay, and how you elect coverage.